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Medicaid to Marketplace: What to Do When Medicaid Ends

Losing Medicaid is confusing, and in Florida and Texas the rules are stricter than most states. These articles explain why coverage ends, the 90-day window to enroll in a Marketplace plan, how children can keep coverage through Medicaid or CHIP, and the savings most families qualify for.

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Frequently Asked Questions

How long do I have after losing Medicaid?
You have 90 days from the date your Medicaid ends to enroll in a Marketplace plan through a Special Enrollment Period.
Why did my Medicaid end when my income is still low?
Medicaid depends on more than income: household size, age, and your state’s own rules all count. Florida and Texas have not expanded Medicaid, so many adults with low incomes do not qualify, and coverage can also end if renewal paperwork is not returned in time.
Will a Marketplace plan cost me anything?
It depends on your income and household. Many families who lose Medicaid qualify for premium tax credits that lower the monthly cost, and some plans cost $0 a month after savings. A Madrina can check what you qualify for.
Does it cost anything to work with Madrinas?
No. Our help is free. Insurance carriers pay licensed agents like us, so you never pay a fee for our guidance or for enrolling.
¿Hablan español?
Sí. Hablamos español en cada paso, por teléfono, por video o en nuestras oficinas. Every Madrina can help you in English or Spanish.

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Madrinas Insurance is the trade name of Living Secure Insurance Advisors, LLC, a licensed insurance agency. Learning Center articles are general information, not advice about your situation; rules, plans, and costs change and vary by state. This page is for general informational purposes and does not constitute an offer of insurance or a guarantee of coverage or cost.

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