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Dental & Vision: Coverage for the Care Health Plans Leave Out

Most health plans don’t cover adult dental or vision. These articles explain what dental and vision plans cover, how waiting periods and annual maximums work, and how to cover braces, glasses, and contacts for the whole family.

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Frequently Asked Questions

Is dental covered by my health plan?
For children, dental care is an essential health benefit and may be included in the health plan or offered separately. Most health plans do not include adult dental, so adults usually need a separate dental plan.
Do dental plans have waiting periods?
Many do, especially for major work such as crowns or root canals, while preventive care like cleanings is often covered right away. Waiting periods vary by plan, so check before you enroll.
How often does vision insurance cover new glasses?
Many vision plans cover an eye exam and new lenses or contacts once every 12 months, and new frames every 12 or 24 months. The exact schedule depends on the plan.
Does it cost anything to work with Madrinas?
No. Our help is free. Insurance carriers pay licensed agents like us, so you never pay a fee for our guidance or for enrolling.
¿Hablan español?
Sí. Hablamos español en cada paso, por teléfono, por video o en nuestras oficinas. Every Madrina can help you in English or Spanish.

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Madrinas Insurance is the trade name of Living Secure Insurance Advisors, LLC, a licensed insurance agency. Learning Center articles are general information, not advice about your situation; rules, plans, and costs change and vary by state. This page is for general informational purposes and does not constitute an offer of insurance or a guarantee of coverage or cost.

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