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Licensed in Illinois · GCI certified · No fee, ever

Free · English or Spanish · 7 days, 8 a.m.–9 p.m. CT

Rated 4.7/5 · 500+ Total Reviews

Did Your Insurance Move to Get Covered Illinois?

Illinois left HealthCare.gov. New site, new login, new deadlines. A licensed, bilingual madrina for Cook and Lake counties checks where you stand, free, and calls you back the same day.

  • GCI certified
  • We enroll or renew with you
  • Carriers pay us, not you

Trusted by over 2 million families

Backed by top-rated carriers

Ambetter Health UnitedHealthcare Oscar Health

As seen on

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Many families qualify for savings*

Check my eligibility. 90 seconds, then a madrina calls you.

  • Licensed in Illinois
  • GCI certified
  • No fee, ever
  • English or Spanish

Free review. We never sell your info. Reply STOP anytime.

A recent life event may qualify you for new, affordable coverage:

  • Pregnancy
  • Birth or adoption
  • Lost coverage or Medicaid
  • Lost job
  • Turned 26
  • Marriage or divorce
  • A move
  • Change in legal status

Open Enrollment for 2027 starts November 1. For a life change, your 60 days start the day the change happened. Not sure if yours counts? Ask a Madrina. We check for free, in English or Spanish.

Carriers pay us. You don't

Every carrier pays us the same, no matter which plan you pick. You will never get a bill from us.

Every carrier compared

UnitedHealthcare, Oscar, Ambetter and more.

2026 help checked

We find every dollar you still qualify for.

English or Spanish

Licensed Illinois agents, every step.

The itinerary

From discouraged & confused to covered

One short form to start. From there, your agent walks every step with you, start to finish.

  1. Close view of a hand holding a pen over a printed plan-comparison checklist, ticking items off line by line, with an orange folder beneath the pages

    Step 1

    Tell us what changed. We check your coverage and any open enrollment window.

  2. A Madrinas advisor in a blue blouse goes over enrollment paperwork across a desk with a client in a white t-shirt, while two colleagues work at desks behind them in the office

    Step 2

    We compare plans by what you’d pay all year, not just monthly.

  3. Madrinas team members in light-blue polos and caps talk with visitors at a community event table, in front of pull-up banners reading Seguros de Salud and College Funding with the illustrated madrinas

    Step 3

    We enroll or renew you on the phone, and stay your agent.

Enroll in minutes

Get peace of mind for you and your family

  • Every plan, side by side

    See plans from UnitedHealthcare, Oscar, Ambetter, and more in one place. You get the real total cost, not just the monthly premium.

    Get my free quote
  • Find every dollar of 2026 help

    Prices changed this year across Illinois. Share your income and household size, and you will see every dollar of help you still qualify for in 2026.

    Get my free quote
  • No surprises, ever

    We tell you the real total cost up front, in plain English or Spanish, before you commit. Nothing changes until you say yes, and you can cancel anytime.

    Get my free quote
  • One agent, all year long

    The same person handles your renewals, plan changes, and tax-time questions on 1099 income, in English or Spanish, every month of the year, not just at signup.

    Get my free quote

There's no fee for our services

We're compensated by the insurance carriers, not by the consumer.

Our licensed agents help you compare, quote, and enroll at no cost. Carriers pay us the same commission no matter which plan you pick, so the only thing we're working for is the right fit for your family.

About fifteen members of the Madrinas team pose together with open arms in their bright Miami office, some seated on white chairs at the front and others standing behind, between a yellow wall and a blue accent wall
At a Madrinas community event, a man in a cream shirt and a woman in a striped blouse smile in front of a blue Madrinas Insurance backdrop, holding a gold number-one-dad trophy balloon and a red classic-car balloon

Bilingual ACA help Chicagoland families count on

Illinois left HealthCare.gov. Here’s what it means for your family.

Illinois has its own marketplace now: Get Covered Illinois. Federal help still applies.

Many families set the notice aside. If that’s you, it can usually be fixed.

Enroll yourself, or let a certified madrina do it with you. Either way, it’s free.

Check my eligibility

There's no fee for our services

Talk to a Madrina who cares and who can help!

You never get a bill from us. Carriers pay us, and you get the same help whether you enroll or not.

  • Licensed in Illinois

    A named agent by phone, text or video. Not a call center.

  • GCI certified

    We work in Get Covered Illinois daily and know which notices and deadlines matter.

  • English or Spanish

    Helping a parent? Put us on the phone with them.

Affordable, reliable, and backed by names you know

Get peace of mind with coverage from top-rated national health plans

Ambetter Health UnitedHealthcare Oscar Health

What our clients say

I've had my Obamacare coverage for over a year and I'm extremely happy with the fast, efficient service. I'm especially grateful for the excellent care from Las Madrinas.

Alberto Fernandez Rated 5 out of 5 on Google

Rosmari Carrera is an amazing agent. Always helpful and polite. I highly recommend her.

Juan Ramirez Rated 5 out of 5 on Google

Sandra is the best insurance agent! Very compassionate and understanding. Always there and ready to help. Very hard working employee.

Yana Gandelman Rated 5 out of 5 on Google
Talk to a Madrina for free

Pregnant, lost coverage or changed jobs? Your window may be open.

Illinois has no penalty, so nobody warns you when coverage lapses. A life change opens a Special Enrollment window, usually 60 days, and pregnancy can too. The clock starts at the event, not when you notice. We’ll check your dates, free.

  • A tidy white desk with an empty light-colored chair tucked beneath it, a framed print and a small plant in a vase, in a bare, brightly lit home office with no one at work

    Lost your job or coverage

    Losing work coverage opens a 60-day window to enroll now. We find your plan before the gap costs you.

  • Overhead view of a dark wooden desk with the corner of an open laptop, a cup of black coffee, a pair of reading glasses and a tablet, in the warm light of a home workspace

    Run your own business

    1099 income and no group plan. We compare every carrier and help you estimate your income so tax time holds no surprise.

  • Close-up of a newborn baby’s tiny bare foot resting on a soft white blanket, the toes curled slightly, lit by gentle window light

    Just had a baby or turned 26

    Both count as a life change. We get your family covered with no gap.

  • A person’s hands work a desktop calculator in front of an open laptop showing a spreadsheet, with orange folders and a glass of water on the wooden desk

    2026 premium jumped

    Before you drop your plan, we check what you actually qualify for now and find the best total cost.

Get Covered Illinois: your questions answered

What is Get Covered Illinois?

Illinois’s own marketplace. It replaced HealthCare.gov starting with 2026 coverage. Federal help still applies.

My insurance moved. Am I still covered?

Not always. If you never claimed your account, your plan may not have carried over. We’ll check, free.

Do I have to renew?

Don’t assume it’s automatic. Open Enrollment for 2027 opens November 1. We’ll check your renewal with you.

I’m pregnant. Can I enroll now?

You may not have to wait. Illinois offers a pregnancy Special Enrollment Period. We’ll confirm your window.

Is your help really free?

Yes. Carriers pay us. You never get a bill.

Can I enroll outside Open Enrollment?

Only after a life change, like pregnancy, a new baby, lost coverage, marriage or a move. You usually have 60 days.

Do I need to be a U.S. citizen?

No. Many lawfully present immigrants can enroll, and eligible members of mixed-status families can be covered. We check privately.

When does coverage start?

Usually the 1st of next month. Newborns can be covered from birth.

Where we help in Chicagoland

Across Cook and Lake counties by phone or video, in English or Spanish.

Check my eligibility

Cook County

  • Cicero
  • Berwyn
  • Pilsen (Chicago)
  • Melrose Park
  • Northwest Side (Chicago)

Lake County

  • Waukegan
  • North Chicago

One call. You’ll know where you stand.

We check your coverage, compare plans, apply your savings, and enroll or renew you on the phone.

7 days, 8 a.m.–9 p.m. CT · Licensed in Illinois #100743274 · GCI certified · Hablamos español · No fee, ever.

Call (833) 530-9274

Renewing on Get Covered Illinois? Don’t assume it’s automatic.

This is the first renewal on Get Covered Illinois, and it isn’t automatic. Let us check your account, doctors and savings before Open Enrollment closes.

Free review. We never sell your info. Reply STOP anytime.