Affordable Care Act
Plans FAQ
Navigating the Affordable Care Act (ACA), also known as Obamacare, can feel overwhelming, especially if you’re worried about costs or confused about the options. At Madrinas Insurance, we make it simple. Our bilingual advisors explain your benefits, help you apply for subsidies, and guide you step-by-step so you and your family get covered without the stress.
Frequently Asked Questions (FAQ)
Who qualifies for Obamacare health insurance?
Almost everyone qualifies, but eligibility depends on your household income, family size, and immigration status. Most families qualify for subsidies that make coverage affordable.
How much does Obamacare coverage cost?
Costs vary depending on your income, household size, and plan level (Bronze, Silver, Gold, Platinum). With subsidies, many families pay $0 to $50 per month.
What benefits are included in ACA health plans?
Every plan covers essential health benefits like doctor visits, hospital stays, prescriptions, preventive care, pediatric services, and emergency care.
Can I switch my Obamacare plan during the year?
You can update or switch during Open Enrollment, or qualify for Special Enrollment if you experience a life change like job loss, marriage, or moving.
Do ACA plans cover children and dependents?
Yes, all ACA plans include coverage for children, including pediatric dental and vision.
How do I start my Obamacare application?
Call Madrinas Insurance or fill out our online form. Our bilingual advisors guide you step by step to get covered quickly.
