OBAMACARE
Enroll in minutes.
Get peace of mind for your family.
health coverage for
$0/month*
4 out of 5 people PAY LESS than $10/MONTH for health insurance!
Real Help, from People Who Care
“I lost Medicaid, what now?”
If you’ve been disenrolled from Medicaid, we’ll help you get re-covered.
“Too many plans, I don’t know which is best.”
We match you with the right plan — in minutes.
“I don’t think I qualify.”
Most people do. We’ll check instantly.
“I don’t have time or patience.”
Quick, friendly help. No pressure. No hassle.
How It Works
Call or Scan
Talk to a Bilingual Advisor
Compare Plans
We handle the details
Enroll Fast
In as little as 15 minutes
Last Chance to Enroll –
SEP Ends August 25
Open Enrollment is limited —
don’t miss your chance to save.
Trusted by Millions. Backed by Top Providers.
We Partner With Trusted Insurance Providers
Get peace of mind with coverage from top-rated national health plans — affordable, reliable, and backed by names you know.
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Why Choose
Madrinas?
Personalized Plan Matching – We compare top carriers to tailor coverage to your unique needs.
No -Cost Guidance – Our licensed agents work for you, not the insurance companies.
Fast, Hassle-Free Enrollment – Skip the guesswork. We handle the paperwork.
Year-Round Support – Questions after enrollment? We’ve got your back—always.
Got Questions? We’ve Got You Covered
From costs to qualifications, we answer the most common questions so you can feel confident and informed. Hablamos Español.
Obamacare / Marketplace Plans
What is Obamacare and how does it work?
Obamacare, officially known as the Affordable Care Act (ACA), is a federal health care program that makes insurance more affordable for individuals and families. It offers plans through the Health Insurance Marketplace, where you can compare options, check if you qualify for financial help, and choose the right coverage for your needs. Plans cover essential benefits like doctor visits, prescriptions, hospital stays, and preventive care.
How do I know if I qualify for a Marketplace plan?
You may qualify if you live in the U.S., are a U.S. citizen or legal resident, and are not eligible for Medicare. Your income and household size will determine your eligibility for premium tax credits or other savings. We can help you check your eligibility quickly.
Can I really get a $0/month plan?
Yes, depending on your income and household size, you could qualify for a plan with no monthly premium after subsidies. This is more common for lower-income households or those who recently lost Medicaid. We can calculate your exact savings.
Do I need to reapply every year?
Yes. Marketplace plans require annual renewal during the Open Enrollment Period. Even if you want to keep your current plan, reapplying ensures your information is updated and you continue to receive any savings you qualify for.
Medicaid Transition Help
I lost Medicaid — what now?
If your Medicaid coverage ended, you may be eligible for a Special Enrollment Period to get a Marketplace plan right away. You have a limited time to apply, so it’s important to act quickly to avoid a gap in coverage.
How much time do I have to apply after losing Medicaid?
You have 60 days from the date your Medicaid coverage ends to apply for a Marketplace plan. If you miss this window, you may have to wait until the next Open Enrollment Period unless you qualify for another Special Enrollment Period.
Will I need to pay more than I did with Medicaid?
It depends on your income, household size, and the plan you choose. Many people find affordable options, and some qualify for $0/month plans through the Marketplace. We can compare plans and help you find the best fit for your budget.
What documents do I need to apply after Medicaid ends?
You’ll need proof of identity, proof of income (such as pay stubs or tax returns), and proof that your Medicaid coverage has ended. We can guide you step-by-step to make sure you have everything ready.
Special Enrollment Period (SEP)
What is a Special Enrollment Period (SEP)?
A Special Enrollment Period is a limited time outside of Open Enrollment when you can sign up for health coverage due to certain life events, such as losing Medicaid, moving to a new area, getting married, or having a baby.
Who qualifies for SEP?
You may qualify if you’ve experienced a qualifying life event, such as losing Medicaid or other health coverage, changing your household size (marriage, birth, adoption), or moving to a new state or ZIP code.
When does SEP end?
SEP deadlines vary depending on your qualifying event. For example, if you lost Medicaid, you have 60 days from the end date of your coverage to apply.
Can I apply online or do I need to talk to someone?
You can apply online through the Health Insurance Marketplace, but many people prefer working with a licensed agent to ensure they get the right coverage and maximum savings. We can help you complete the application quickly and accurately.
