Medicare Plans
– Enroll with Confidence
Medicare Made Simple with
Madrinas Insurance
Navigating Medicare can feel overwhelming. With different parts, deadlines, and dozens of carrier options, it’s easy to get lost. Many people overpay, miss enrollment windows, or choose a plan that doesn’t fit their health needs.
At Madrinas Insurance, we guide you through every step. Like a true madrina, we explain your choices in plain language, compare top carriers, and help you find the coverage that protects your health and your wallet.
Get Your Free Medicare Consultation Today – Speak with a Madrina’s Advisor who will walk you through your options.
What Is Medicare?
Medicare is the federal health insurance program for:
People aged 65 and older
Certain younger individuals with disabilities
People with End-Stage Renal Disease (ESRD)
It includes different parts that cover hospital care, doctor visits, prescriptions, and more.
How Does Medicare Work?
Medicare has four main parts:
- Part A (Hospital Insurance): Covers inpatient hospital care, skilled nursing, hospice, and some home health care.
- Part B (Medical Insurance): Covers doctor visits, preventive care, outpatient services, and medical equipment.
- Part C (Medicare Advantage): Offered by private carriers, these plans combine Parts A and B, often with added benefits like vision, dental, or prescription drug coverage.
- Part D (Prescription Drug Plans): Covers medications. Plans vary by carrier and drug formulary.
You can also add Medigap (Medicare Supplement Insurance) to cover costs that Original Medicare doesn’t pay, such as copays, coinsurance, and deductibles.
Medicare Carriers We Work With
Madrinas partners with trusted carriers to give you options that fit your health and budget. Each plan is evaluated for cost, benefits, and network strength.
Enroll in Medicare With Confidence – Call Madrinas Today
Our bilingual advisors will help you understand your options and get you enrolled in the right plan.
Frequently Asked Questions (FAQ)
When can I enroll in Medicare?
Most people enroll during their Initial Enrollment Period (around their 65th birthday). There’s also an Annual Enrollment Period each year from October 15 to December 7.
What’s the difference between Original Medicare and Medicare Advantage?
Original Medicare is run by the government and covers basic hospital and medical needs. Medicare Advantage is offered by private carriers and often bundles extra benefits like dental, vision, and prescriptions.
Do I need supplemental insurance?
Many people choose Medigap or Medicare Advantage to cover expenses that Original Medicare doesn’t include, such as coinsurance or prescriptions.
How much does Medicare cost?
Part A is usually premium-free if you’ve worked enough years. Part B and Part D have monthly premiums. Advantage and Supplement plan costs vary by carrier.
Can I change my Medicare plan?
Yes, you can switch plans during the Annual Enrollment Period or in certain situations like moving to a new service area.
How can Madrinas help?
We simplify the process, explain your choices, and help you compare carriers so you get the best coverage for your health needs and budget.
