I've had my Obamacare coverage for over a year and I'm extremely happy with the fast, efficient service. I'm especially grateful for the excellent care from Las Madrinas.
Save on Texas ACA Plans
Prices rose. We find cheaper plans, free.
- English or Spanish
- Licensed TX agents
- No Fee for our Help
The extra federal help ended and prices rose all over Texas, and dropping your plan leaves your family one accident away from a bill you cannot pay.
Trusted by over 2 million families
Backed by top-rated carriers
As seen on
See Your Texas Plans
A recent life change may still let you enroll — don’t miss your window. Tell us a little about your situation and a licensed Madrina will reach out to compare your options in English or Spanish.
- No cost
- No pressure
Check my eligibility
Free. No Catch.
Carriers pay us. You don't
Every carrier pays us the same, no matter which plan you pick. You will never get a bill from us.
Every carrier compared
UnitedHealthcare, Molina, Oscar, Ambetter and more.
2026 help checked
We find every dollar you still qualify for.
English or Spanish
Licensed Texas agents, every step.
The itinerary
Three stops between you and better coverage.
One short form to start. From there, your agent walks every step with you, start to finish.
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Compare
See every carrier’s plans side by side, ranked by real total cost, not just the monthly premium.
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Qualify
We check every dollar of 2026 help your income and household size unlock, so nothing is left.
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Enroll
We complete and file your Marketplace application for you. No hold music, no guesswork, no healthcare.gov maze.
Sign Up Fast
Every Texas Plan, One Call
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Compare Plans
See top plans and real costs.
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Get All Your Savings
We find every dollar you can save.
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We Do the Paperwork
We fill out your forms.
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One Agent, All Year
Help with changes and taxes.
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There's no fee for our services
We're compensated by the insurance carriers, not by the consumer.
Our licensed agents help you compare, quote, and enroll at no cost. Carriers pay us the same commission no matter which plan you pick — so the only thing we're working for is the right fit for your family.
ACA Help in English or Spanish
We’re Texas’ Godmothers
We find you savings and file for you, free.
Get Free QuoteNo Fees
Our Help Is Free
You pay $0.
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Licensed Texas Agents
Real agents by phone, text, or video.
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Honest Advice
We earn the same on any plan.
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English or Spanish
We help your parents too.
Trusted Carriers
Top Texas Plans
Families across Texas trust their Madrina
Rosmari Carrera is an amazing agent. Always helpful and polite. I highly recommend her.
I've been working with their advisors for a while now, and so far they've been very attentive and helpful — especially my advisor Rosmery Cabrera.
Texans We Help
Open Enrollment for 2026 is closed, but a recent life change opens a Special Enrollment Period — a 60-day window to enroll in a plan or switch to a better one. These are the changes we help with most.
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Lost Your Coverage
You have 60 days. We move fast.
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Self-Employed or 1099
We help you avoid tax surprises.
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New Baby or Turned 26
No gap in coverage.
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Price Went Up
Don’t drop it. We find you savings.
Qualifying life events
- Loss of health coverage or Medicaid
- Turning 26
- Loss of income or a change in income
- Marriage
- Divorce
- A change in legal status
- Relocation to a new home or state
- A new baby or an adoption
Your 60 days start the day the change happened. Not sure if yours counts? Ask a Madrina — we check for free, in English or Spanish.
Your Questions, Answered
Is your help free?
Yes. You pay $0.
My price went up. Now what?
Some help ended. Don’t drop your plan. We can still find you savings.
Can I sign up now?
Yes, within 60 days of a big life change. If not, sign up November 1.
When does coverage start?
Usually the 1st of next month.
What do plans cover?
Doctors, medicine, ER, hospital, pregnancy, mental health, and free checkups.
Will I get spammed?
No. Ask us to stop anytime.
Do I have to enroll?
No. Nothing changes until you say yes.
Do I need to be a U.S. citizen?
No. Legal immigrants can sign up, even in mixed-status families.
Do you speak Spanish?
Yes. Hablamos español.
Is my info safe?
Yes. We never sell it.
Do you sell other insurance?
Yes. Life, business, and college plans.
All 254 Texas Counties
English and Spanish, by phone, video, or in person.
- Houston
- Dallas
- San Antonio
- Austin
- Fort Worth
- El Paso
- Arlington
- Corpus Christi
- Lubbock
- Laredo
- Amarillo
- McAllen
- Brownsville
- Waco
- Tyler
- Beaumont
Free Help, Every Step
Your Insurance Godmothers