2026 ACA Health Plans in Texas | Las Madrinas Insurance Skip to content

Open Enrollment ends in

68 Days 02 Hrs 47 Min 53 Sec

Dec 15 is the last day to get coverage for Jan 1.

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Anywhere in Texas · Free Bilingual Help

Save on Texas
ACA Plans

Prices rose. A licensed Texas agent finds you a cheaper plan by phone, text, or video, anywhere in Texas. Free, in English or Spanish.

  • No Fee For Our Help
  • Licensed TX Agents
  • English or Spanish

Backed by top-rated carriers

Ambetter Health UnitedHealthcare Molina Healthcare Oscar AmeriHealth

As seen on

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See Your Texas Plans

A recent life change may still let you enroll — don’t miss your window. Tell us a little about your situation and a licensed Madrina will reach out to compare your options in English or Spanish.

Free. We never sell your info. Reply STOP anytime.

Why Texans Call Their Madrina

  • Rated 4.7 stars by 500+ families
  • Texas-licensed agents
  • Texas office in Edinburg: 1601 W Trenton Rd
  • Help by phone, text, or video, in all 254 counties
  • English or Spanish, every step
  • $0 cost. Carriers pay us, not you.

Texans We Help

Pick What Sounds Like You

Every situation has a plan. We find yours.

  • Price Went Up

    Don’t drop your plan. We find the help you still get and a lower price.

    Check My Savings
  • Lost Your Coverage

    Lost your job’s plan or Medicaid? You have 60 days. We get you covered fast.

    Check My Savings
  • New Baby, Marriage, or Move

    Big life changes let you enroll now. A new baby can be covered from birth.

    Check My Savings
  • Self-Employed or 1099

    Rideshare, trades, or your own shop? We get your income right, so tax time has no surprise.

    Check My Savings
  • 2027 Open Enrollment

    It starts Nov 1. Save your spot and we’ll call you first.

    Check My Savings

We’re Texas’ Insurance Godmothers

A Madrina looks out for you, all for $0.

  • Every Plan,
    Side by Side

    We rank plans by what you pay all year, not just each month.

  • Every Dollar of
    Help Found

    Tell us your income and family size. We find all the 2026 help you can get.

  • No Drive,
    No Line

    From El Paso to Beaumont, by phone, text, or video. We file it all for you.

  • One Agent,
    All Year

    The same person helps with renewals, changes, and tax questions.

  • Honest
    Advice

    Every company pays us the same, so we only care what fits your family.

Bilingual ACA help Texas families count on

Our help is different. We are Las Madrinas Insurance.

We compare every carrier, find the 2026 help you still qualify for, and file your Marketplace application for you. English or Spanish, at no cost to you.

Get my free quote

Trusted Carriers

Top Texas Plans

Ambetter Health UnitedHealthcare Molina Healthcare Oscar AmeriHealth

Families across Texas trust their Madrina

I've had my Obamacare coverage for over a year and I'm extremely happy with the fast, efficient service. I'm especially grateful for the excellent care from Las Madrinas.

Alberto Fernandez Rated 5 out of 5 on Google

Rosmari Carrera is an amazing agent. Always helpful and polite. I highly recommend her.

Juan Ramirez Rated 5 out of 5 on Google

I've been working with their advisors for a while now, and so far they've been very attentive and helpful — especially my advisor Rosmery Cabrera.

Fundación Social del Pacífico Rated 5 out of 5 on Google
Talk to a Madrina — Free

Your Questions, Answered

Is your help free?

Yes. You pay $0.

My price went up. Now what?

Some help ended. Don’t drop your plan. We can still find you savings.

Can I sign up now?

Yes, within 60 days of a big life change. If not, sign up November 1.

When does coverage start?

Usually the 1st of next month.

What do plans cover?

Doctors, medicine, ER, hospital, pregnancy, mental health, and free checkups.

Will I get spammed?

No. Ask us to stop anytime.

Do I have to enroll?

No. Nothing changes until you say yes.

Do I need to be a U.S. citizen?

No. Legal immigrants can sign up, even in mixed-status families.

Do you speak Spanish?

Yes. Hablamos español.

Is my info safe?

Yes. We never sell it.

Do you sell other insurance?

Yes. Life, business, and college plans.

I earn very little. Can I still get help?

It depends on your income. Texas did not expand Medicaid, so some low-income adults fall in a gap. A licensed agent checks your case on the call.

All 254 Texas Counties

English and Spanish, by phone, text, or video.

  • Houston
  • Dallas
  • San Antonio
  • Austin
  • Fort Worth
  • El Paso
  • Arlington
  • Corpus Christi
  • Lubbock
  • Laredo
  • Amarillo
  • McAllen
  • Brownsville
  • Waco
  • Tyler
  • Beaumont

Open Enrollment Starts Nov 1. Call Your Madrina.

One free call from anywhere in Texas, by phone, text, or video. We check every plan and every dollar of help.

Call (855) 360-0014

Open 7 days, 7 AM to midnight · Hablamos Español

Free Help, Every Step

Your insurance godmothers are one call away. A licensed Texas agent calls within 1 hour.

Free. No pressure. We never sell your info.