For licensed insurance professionals in Texas
Care and coverage in
one plan.
Contract with
Harbor
Health
in Texas.
18 Individual & Family plans
and a Large Group line,
primary care and
virtual visits
on every plan, and Harbor's
broker team on your side.
- A Texas-licensed HMO
- Built its own plans
- Designed by doctors
- Broker support
Trusted by over
2 million families
Backed by top-rated carriers
As seen on
Sell a plan you can explain
Harbor is a Texas
HMO built by a clinic organization.
Explain it in a single sentence and stand behind it after the sale.
-
Built by doctors
Harbor started as a group of Austin clinics and built its own plan. Care is clinically led and based on the patient's condition.
-
Care built in
Primary care, specialist referrals, virtual visits and transparent pricing on every plan.
-
Two lines, one appointment
An 18-plan Individual & Family (ACA) portfolio plus a Large Group line.
18 Individual & Family plans
A portfolio you can place
6 Gold plans and 12 Silver: 18 Individual & Family (ACA) plans priced to compete, with care built into every one.
-
Gold
6 Plans
You pay more monthly and less each time you use care. Best if you see a doctor regularly or manage a condition.
-
Silver
12 Plans
The middle split, and the only level where extra savings kick in if your income qualifies you for them.
On every plan:
- Primary care
- Specialist referrals
- Virtual visits
- Transparent pricing
Commercial offerings
Bring an option to the renewal.
When a renewal comes up, put a second Texas plan on the table instead of just a number.
- $0
- Deductible options
- 10%
- Lower employer premiums
- 10%-20%
- Member savings
These figures apply to Harbor Health's Large Group line.
Network coverage map
Know where you stand before you quote
In-area metros
Austin, Dallas-Fort Worth, El Paso and San Antonio, plus Houston for Individual & Family in 2027
Full primary care clinic network access, standard doctor scheduling,
and in-network coverage across our primary doctor ecosystem.
Out-of-area metros
Access works through partner networks
We partner with national networks to deliver seamless coverage
outside our direct clinic system.
Check with us before you write.
Support that keeps you moving
How you get paid
- Your compensation schedule comes from Harbor with your contracting packet.
- You review the full schedule before you sign anything.
- Questions about terms go directly to Harbor's broker team.
Harbor broker support
Mon to Fri 7:00am to 8:00pm CT, Sat 8:00am to 5:00pm CT
Transparent process
Four steps to selling
-
1
Apply.
Submit the form. About three minutes.
-
2
Packet.
Madrinas works it with you and flags what's missing.
-
3
Appointment.
Harbor appoints you.
-
4
Sell.
You start writing with Harbor Health.
What this request commits you to
- Nothing to pay Requesting contracting is free.
- Nothing exclusive Harbor sits alongside the carriers you already write.
- Nothing final You are not appointed until you sign the appointment paperwork, and you can stop any time before that.
Producer application
Request contracting
Submit and your contracting packet arrives by email within one business day. Have your NPN and the states you are licensed in available.
Contracting form
Frequently asked questions
Do I need a Texas license to write Harbor Health?
Yes. A Texas resident or non-resident health license plus a Harbor appointment before you solicit. Ask us about the license path.
Is this exclusive, and does it cost me anything?
Requesting contracting is free, and Harbor sits alongside the carriers you already write. You are not appointed until you sign the appointment paperwork.
Are leads provided?
No. What you get is the Harbor broker portal and its six resource categories, training and marketing materials, and Madrinas working the contracting packet alongside you.
What if my client lives outside the core metros?
Out-of-area runs through partner networks. Check the In-Area and Out-of-Area directories before you quote.
How long does contracting take?
The form takes about three minutes. Madrinas works the packet with you and you always know what is outstanding. Harbor confirms turnaround.
Do I need a separate portal login?
Yes. Contracted brokers get a Harbor portal login. Quoting tools, directories, forms and training live there in six categories.
Are the webinars in Spanish?
Yes. Thursday sessions are in Spanish; Tuesday and Wednesday are in English. All register on the same Harbor events page.
I am a non-resident producer. Can I still get appointed?
Non-resident Texas licenses are common and the path is short. Harbor's broker team confirms eligibility and any conditions.
What can I sell: Individual & Family, Large Group, or both?
Both. An 18-plan Individual & Family (ACA) portfolio and a Large Group line. Your Harbor contract sets what you carry.
Where is the service area?
Large Group: the Austin, Dallas-Fort Worth, El Paso and San Antonio metros. Individual & Family: from plan year 2027 (enrollment opens November 1), 13 counties across Austin, Dallas-Fort Worth, San Antonio, Houston and El Paso. Out-of-area access runs through partner networks. Tell us where your book is and we confirm placeability in our first reply.
What is care and coverage combined?
Harbor built its own plan as an Austin clinic group, so care and coverage sit in one model: clinically led and condition-based.
How am I paid?
Compensation varies by plan, product and contract and is not guaranteed. Your schedule comes from Harbor with your packet and you review it before you sign; questions on terms go to Harbor's broker team in writing at brokers@harborhealth.com or (844) 504-1100.
Are training and marketing materials available?
Yes, at Harbor's broker resources page: Plan & Network Overviews, Training & Marketing Materials, Provider & Rx Network, Broker Events, FAQs, Documents & Forms.
Who do I call for help?
Madrinas contracting: (754) 216-4377. Harbor broker support: brokers@harborhealth.com, (844) 504-1100, Mon to Fri 7:00am to 8:00pm CT, Sat 8:00am to 5:00pm CT. Madrinas stays on the packet with you.
Audit the carrier in a live session
English sessions run Tuesdays and Wednesdays. Low commitment, no appointment required. Grab a seat on Harbor's events page.
Compensation varies by plan, product and contract; not guaranteed.
A Texas resident or non-resident health license and a Harbor Health appointment are required before soliciting or selling. Plans are issued by Harbor Health Insurance Company, Inc. (HHIC), a Texas-licensed Health Maintenance Organization (HMO). Madrinas Insurance is not affiliated with HealthCare.gov, the Centers for Medicare & Medicaid Services, or any government program.
Talk to our contracting team
Nothing to pay, nothing exclusive
Contract through Madrinas: (754) 216-4377
Broker support: brokers@harborhealth.com
(844) 504-1100Mon to Fri 7:00am to 8:00pm CT, Sat 8:00am to 5:00pm CT
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*This communication is intended for licensed insurance professionals only. It is not consumer advertising.