I've had my Obamacare coverage for over a year and I'm extremely happy with the fast, efficient service. I'm especially grateful for the excellent care from Las Madrinas.
Save on Florida ACA Plans
Prices rose. We help you pay less.
- English or Spanish
- Licensed FL agents
- No Fee for our Help
The extra federal help ended and prices rose all over Florida, and dropping your plan leaves your family one accident away from a bill you cannot pay.
Trusted by over 2 million families
Backed by top-rated carriers
As seen on
See Your ACA Options
A recent life change may still let you enroll — don’t miss your window. Tell us a little about your situation and a licensed Madrina will reach out to compare your options in English or Spanish.
- No cost
- No pressure
Check my eligibility
Free. No Strings.
Carriers pay us. You don't
Every carrier pays us the same, no matter which plan you pick. You will never get a bill from us.
Every carrier compared
UnitedHealthcare, Molina, Oscar, Ambetter and more.
2026 help checked
We find every dollar you still qualify for.
English or Spanish
Licensed Florida agents, every step.
The itinerary
Three stops between you and better coverage.
One short form to start. From there, your agent walks every step with you, start to finish.
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Compare
See every carrier’s plans side by side, ranked by real total cost, not just the monthly premium.
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Qualify
We check every dollar of 2026 help your income and household size unlock, so nothing is left.
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Enroll
We complete and file your Marketplace application for you. No hold music, no guesswork, no healthcare.gov maze.
Sign Up Fast
Every Plan, One Call
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Compare Plans
See top plans and real costs.
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Find Your Savings
We find savings you may qualify for.
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We Do the Paperwork
We fill out the forms.
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One Agent, All Year
Help with renewals and changes.
Get My Free Quote
There's no fee for our services
We're compensated by the insurance carriers, not by the consumer.
Our licensed agents help you compare, quote, and enroll at no cost. Carriers pay us the same commission no matter which plan you pick — so the only thing we're working for is the right fit for your family.
Trusted by Florida Families
We’re Florida’s Godmothers of Insurance
We compare plans and sign you up.
Get My Free QuoteNo Fees
Free Help
You pay $0.
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Licensed Florida Agents
Phone, text, or video.
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Honest Advice
We’re paid the same for any plan.
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English or Spanish
Help for your parents, too.
Trusted Carriers
Top-Rated Florida Plans
Families across Florida trust their Madrina
Rosmari Carrera is an amazing agent. Always helpful and polite. I highly recommend her.
I've been working with their advisors for a while now, and so far they've been very attentive and helpful — especially my advisor Rosmery Cabrera.
Floridians We Help
Open Enrollment for 2026 is closed, but a recent life change opens a Special Enrollment Period — a 60-day window to enroll in a plan or switch to a better one. These are the changes we help with most.
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Lost Your Coverage
You have 60 days to act.
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Self-Employed or 1099
We help you avoid tax surprises.
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New Baby or Turned 26
Both let you sign up now.
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Price Jumped in 2026
You may still get help.
Qualifying life events
- Loss of health coverage or Medicaid
- Turning 26
- Loss of income or a change in income
- Marriage
- Divorce
- A change in legal status
- Relocation to a new home or state
- A new baby or an adoption
Your 60 days start the day the change happened. Not sure if yours counts? Ask a Madrina — we check for free, in English or Spanish.
Florida ACA Questions, Answered
Is your help free?
Yes. You pay $0.
My price went up. Now what?
Don’t drop your plan. You may qualify for savings.
Can I sign up now?
Yes, after a life change. Or wait until November 1.
When does coverage start?
Usually the 1st of next month.
What do ACA plans cover?
Doctors, medicine, hospital care, pregnancy, mental health, and checkups.
Will I get spammed?
No. Just one call.
Do I have to enroll?
No. It’s your choice.
Must I be a citizen?
No. Many legal immigrants may qualify.
Do you speak Spanish?
Yes. Hablamos español.
Is my info safe?
Yes. We never sell it.
Do you sell other insurance?
Yes. Life, business, and college plans.
Serving All 67 Florida Counties
English and Spanish, by phone, video, or in person.
- Miami
- Fort Lauderdale
- West Palm Beach
- Port St. Lucie
- Orlando
- Tampa
- St. Petersburg
- Jacksonville
- Tallahassee
- Gainesville
- Ocala
- Lakeland
- Sarasota
- Fort Myers
- Naples
- Pensacola
Free Help, Start to Finish
We’re the Godmothers of Insurance