2026 ACA Health Plans in Florida | Las Madrinas Insurance Skip to content

Open Enrollment ends in

68 Days 03 Hrs 02 Min 29 Sec

Dec 15 is the last day to get coverage for Jan 1.

Español · Licensed FL Agents · Open 7 Days

Anywhere in Florida · Free Bilingual Help

Save on Florida
ACA Plans

Prices rose. A licensed Florida agent helps you pay less by phone, text, or video anywhere in Florida. Free, in English or Spanish.

  • No Fee For Our Help
  • Licensed FL Agents
  • English or Spanish

Backed by top-rated carriers

Ambetter Health UnitedHealthcare Molina Healthcare Oscar AmeriHealth

As seen on

Telemundo 51 WSFL-TV Channel 39 Latin Biz Today NBC 6 South Florida Univision

See Your ACA Options

A recent life change may still let you enroll — don’t miss your window. Tell us a little about your situation and a licensed Madrina will reach out to compare your options in English or Spanish.

Free. We never sell your info. Reply STOP anytime.

Why Floridians Call Their Madrina

  • Rated 4.7 stars by 500+ families
  • Florida-licensed agents
  • Two Florida offices: Miami and Tampa
  • Help by phone, text, or video, in all 67 counties
  • English or Spanish, every step
  • $0 cost. Carriers pay us, not you.
  • As seen on Telemundo 51, Univision, and NBC 6

Floridians We Help

Pick What Sounds Like You

Every situation has a plan. We find yours.

  • Price Jumped in 2026

    Don’t drop your plan. We find the help you still get and a lower price.

    Check My Savings
  • Lost Your Coverage

    Lost your job’s plan or Medicaid? You have 60 days. We get you covered fast.

    Check My Savings
  • New Baby, Marriage, or Move

    Big life changes let you enroll now. A new baby can be covered from birth.

    Check My Savings
  • Self-Employed or 1099

    Rideshare, construction, or your own shop? We get your income right, so tax time has no surprise.

    Check My Savings
  • 2027 Open Enrollment

    It starts Nov 1. Save your spot and we’ll call you first.

    Check My Savings

We’re Florida’s Insurance Godmothers

A Madrina looks out for you, all for $0.

  • Every Plan,
    Side by Side

    We rank plans by what you pay all year, not just each month.

  • Every Dollar of
    Help Found

    Tell us your income and family size. We find all the 2026 help you can get.

  • Help From Pensacola
    to Key West

    Call, text, or video. Or walk in at our Miami or Tampa office. We file it all.

  • One Agent,
    All Year

    The same person helps with renewals, changes, and tax questions.

  • Honest
    Advice

    Every company pays us the same, so we only care what fits your family.

Bilingual ACA help Florida families count on

Our help is different. We are Las Madrinas Insurance.

We compare every carrier, find the 2026 help you still qualify for, and file your Marketplace application for you. English or Spanish, at no cost to you.

Get my free quote

Trusted Carriers

Top-Rated Florida Plans

Ambetter Health UnitedHealthcare Molina Healthcare Oscar AmeriHealth

Families across Florida trust their Madrina

I've had my Obamacare coverage for over a year and I'm extremely happy with the fast, efficient service. I'm especially grateful for the excellent care from Las Madrinas.

Alberto Fernandez Florida Rated 5 out of 5 on Google

Rosmari Carrera is an amazing agent. Always helpful and polite. I highly recommend her.

Juan Ramirez Florida Rated 5 out of 5 on Google

I've been working with their advisors for a while now, and so far they've been very attentive and helpful — especially my advisor Rosmery Cabrera.

Fundación Social del Pacífico Florida Rated 5 out of 5 on Google
Talk to a Madrina — Free

Florida ACA Questions, Answered

Is your help free?

Yes. You pay $0.

My price went up. Now what?

Don’t drop your plan. You may qualify for savings.

Can I sign up now?

Yes, after a life change. Or wait until November 1.

When does coverage start?

Usually the 1st of next month.

What do ACA plans cover?

Doctors, medicine, hospital care, pregnancy, mental health, and checkups.

Will I get spammed?

No. Just one call.

Do I have to enroll?

No. It’s your choice.

Must I be a citizen?

No. Many legal immigrants may qualify.

Do you speak Spanish?

Yes. Hablamos español.

Is my info safe?

Yes. We never sell it.

Do you sell other insurance?

Yes. Life, business, and college plans.

Serving All 67 Florida Counties

English and Spanish, by phone, text, or video.

  • Miami
  • Fort Lauderdale
  • West Palm Beach
  • Port St. Lucie
  • Orlando
  • Tampa
  • St. Petersburg
  • Jacksonville
  • Tallahassee
  • Gainesville
  • Ocala
  • Lakeland
  • Sarasota
  • Fort Myers
  • Naples
  • Pensacola

Open Enrollment Starts Nov 1. Call Your Madrina.

One free call from anywhere in Florida, by phone, text, or video. We check every plan and every dollar of help.

Call (305) 407-1300

Open 7 days, 7 AM to midnight · Hablamos Español

Free Help, Start to Finish

Your insurance godmothers are one call away. A licensed Florida agent calls within 1 hour.

Free. No pressure. We never sell your info.