Cigna Plan Ending Dec 31? Free Help Switching | Madrinas Skip to content

Don’t wait until it’s too late

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Your Cigna plan ends December 31. We’ll help you switch for free.

Enroll by Dec 15 for coverage that starts clean on January 1, 2027.

Takes less than 2 minutes · No obligation · Your information stays private

Transition from Cigna today

Get matched to a new plan before you lose coverage.

Trusted by over 2 million families

Backed by top-rated carriers

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  1. Tell us what you have

    Call a licensed bilingual agent or ask for a callback. Share your county, your doctors, and your medicines.

  2. We compare your options

    We look for plans that include your doctors and check if you qualify for help paying.

  3. We enroll you by December 15

    Your new plan starts clean on January 1.
    No gap in coverage.

We do the hard part. We check your doctors by name, and you start clean on January 1.3 steps to keep coverage

Three steps to
keep your coverage
Your Madrina
does the hard part.

Get My Free Plan Match

Premiums vary by plan, carrier, service area, age, and financial-assistance eligibility. Special Enrollment Period applies when you lose existing coverage.

Why families switch with Madrinas

An independent agency
on your side, at no cost to you.

  • You pay nothing

    The call and the sign-up are free. Carriers cover the cost, not you.

  • Many carriers, not one

    Independent agents, so plans from many carriers in your county get compared and the closest fit gets matched to you.

  • Your language, either way

    Get help in English or Spanish.

  • Your doctors, checked by name

    Before any plan gets suggested, your doctors and medicines get looked up to see what stays covered.

  • The paperwork is handled

    Application, subsidy check, and carrier match, all taken care of for you.

  • Still here next year

    Your agent stays on at renewal and if your plan network changes.

Get My Free Plan Match

You are right that your Cigna plan covers you through December 31

Be prepared before it’s too late

Your Cigna plan ends December 31. If you do nothing, HealthCare.gov may move you to another company’s plan that may not include your doctors. Choosing your plan now costs you nothing and takes one call.

Call for Free Help

How it works & your questions answered

  1. Tell us a little.

    Name, phone, and ZIP. That is all to start.

  2. Talk to your madrina.

    She checks what you qualify for and answers your questions, in Spanish or English. Free.

  3. Get covered.

    If you want to move forward, she fills out the Marketplace application with you and gets you enrolled.

When can I choose my new plan?

From November 1. Losing your Cigna plan on December 31 is a qualifying life event, so your window runs until March 1, 2027. Choose by December 15 and your new plan starts January 1, with no gap. Other life changes can open a window too, like losing Medicaid, a new baby or a move. Your madrina checks for you, free.

What will a plan cost me?

It depends on your family and income. There is help that lowers what many families pay. Your madrina checks what you qualify for and shows you your options.

Is my information safe?

Yes. We use it only to check your coverage and help you enroll. We never sell it. See our Privacy Policy.

What does your help cost?

Nothing. Agents are paid by the insurance company, not by you.

I missed open enrollment. Am I too late?

Maybe not. If you had Cigna, you have until March 1, 2027. Other life changes open a 60-day window, and Medicaid and CHIP accept applications any month of the year. Ask your madrina.

What happens if I do nothing?

If you bought your Cigna plan on HealthCare.gov, the Marketplace may move you to a plan from another company on January 1. That plan may not include your doctors or medicines, and it may cost more. If you bought it directly from Cigna, your coverage ends on December 31. Either way, choose your plan by December 15.

We help people like you every day

Real families, real coverage.

Reviews from our clients on Google.

I've had my Obamacare coverage for over a year and I'm extremely happy with the fast, efficient service. I'm especially grateful for the excellent care and concern of my insurance agent Rosmary Carrera.

Alberto Fernandez Five stars on Google

This is my second year using this company for health care insurance through my agent Rosmari Carrera, and I must say that I’m very happy with the service. Rosmari is the best when it comes to customer service and assistance with helping you get the best insurance for you. Highly recommended.

Glyk Group Five stars on Google

Rosmari Carrera is an amazing agent. Always helpful and polite. I highly recommend her.

Juan Ramirez Five stars on Google

Sandra is the best insurance agent! Very compassionate and understanding. Always there and ready to help. Very hard working employee.

Yana Gandelman Five stars on Google

to begin with, here in Miami it is very difficult to get someone who is responsible, educated, transparent, and professional when you try to seek health insurance, LAS MADRINAS, meet all those qualities. from the moment you sit down or call your call center you know you are in the right place....

Florencia Trebe Five stars on Google

I only speak English and I was well received by these people who mostly speak Spanish all my needs were met and I received everything I went there for and more. I was able to purchase a life insurance after all this time I thought it impossible with all my health issues. Thank you!!

Novlet A-Marquis Five stars on Google

Daniela has assisted me with my insurance policy for several years. She is a dedicated and easy-to-reach person. Her customer service is excellent, and I am very satisfied with her guidance and help in choosing the best health insurance plan for me and my family. I highly recommend her!

Luisa Luna Five stars on Google
Call a Madrina for Free

We help families like yours every day.

We are here
for you

Call a Madrina for Free
  • Florida, Treasure Coast

    St. Lucie and Indian River counties

  • Texas, West

    Lubbock and El Paso counties

  • Texas, North

    Dallas, Tarrant, Collin, Johnson, Ellis and Hunt counties

  • Mississippi, Gulf Coast

    Jackson, Harrison and Hancock counties

  • Mississippi, Central and Southeast

    Hinds and Forrest counties

Our help is different

You’re one call away
from being covered

Learn More See If You Qualify We are Las Madrinas Insurance

Transition from Cigna today

Get matched to a new plan before you lose coverage.

Reach out to us! Talk to a madrina now