Madrinas compares AmeriHealth Caritas Next with the other Marketplace plans in your parish, checks your doctors by name and enrolls you free.
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Most people look at health plans once, see the monthly price, and close the tab. Almost nobody runs the eligibility check first. A licensed agent tells you straight whether you are looking at Louisiana Medicaid or a Marketplace plan with financial assistance, compares Louisiana carriers, including AmeriHealth Caritas Next, and enrolls you free.
Takes less than 2 minutes
The first number you saw was the full price with no assistance applied.
Medicaid and the Marketplace are two programs with two income lines.
Uninsured, an emergency room visit is billed at full price.
Most people find out at the front desk.
One confusing question about income or household size closes the window.
Marketplace enrollment is open for a set period each year.
You will see plans advertised on free preventive visits, free annual checkups, and pediatric dental and vision. Every compliant Marketplace plan already covers in network preventive care with nothing owed at the visit, and pediatric dental and vision are required benefits, sometimes through a separate dental plan.
Four things actually differ between Louisiana carriers, and they are the four we go through on the call: which doctors and hospitals are in the network, what a regular visit and a specialist visit cost you, which tier your prescriptions land on, and what the deductible does before any of that applies.
AmeriHealth Caritas Next competes on those four in your parish. Whether it wins for your household is what the call is for.
See Louisiana plansThe four things that differ
Everything else depends on the answer.
No premiums here, because yours depends on your age, your household and your financial assistance.
Benefits vary by plan. An agent confirms which plan fits your doctors before you enroll.
Provider Network
We’ll help you review in-network hospitals, clinics, and doctors in your parish, including providers near your neighborhood, before you enroll. Networks can change, so we’ll verify your specific doctors using the plan’s current directory.
Check if my doctor is covered
No. AmeriHealth Caritas has covered Louisiana families through Medicaid for years, so the name is familiar. AmeriHealth Caritas Next is a different product: a Marketplace plan with a monthly premium, which a tax credit based on your income often lowers. Louisiana Medicaid is free coverage for people under its income limit. If you already have Louisiana Medicaid, an agent can tell you in two minutes whether this page applies to you.
AmeriHealth Caritas Next is the individual Marketplace brand of AmeriHealth Caritas, a managed care company with long standing Medicaid and community health roots in Louisiana. Size matters less than the network in your parish, so an agent pulls up the actual hospital and doctor list before you enroll.
We check by name. Give us your top two or three doctors and we look each one up in the carrier directory while you are on the phone. If they are not in it, we compare the other Louisiana carriers.
It depends on your age, your household size, your income and your parish. Premiums vary by plan, carrier, service area, age and financial assistance eligibility. We run your numbers first, then show you where AmeriHealth Caritas Next lands next to the other carriers you can buy.
Nothing. ACA premiums are filed with the state, so the price is the same whether you enroll with us or by yourself. The carrier pays us, you do not.
You can. Going through us is free, we compare several Louisiana carriers instead of one, and you get a named agent who is still there at renewal and if your doctor network changes. We are a licensed independent agency and not a government website.
For 2026, AmeriHealth Caritas Next sells Marketplace plans in Ascension, East Baton Rouge, Iberville and West Baton Rouge parishes. Its 2027 parishes are published before enrollment opens on November 1, so we check your ZIP code first.
Remember: If you had a qualifying life change in the last 60 days, like losing other coverage, having a baby, getting married or moving, you may be able to enroll now without waiting for open enrollment.
Household income, household size, and how you file. That decides whether you are looking at Louisiana Medicaid or a Marketplace plan with financial assistance. If Medicaid is the right door, we say so. It pays us nothing and it is still the right answer.
Your doctors looked up by name, your prescriptions checked against each formulary with the tier, AmeriHealth Caritas Next beside the alternatives in the same view.
Your agent has a name and a direct line, and renewals come back to that person.
You likely qualify for Louisiana Medicaid. An agent will tell you what to do next. It costs you nothing either way.
You likely qualify for a Marketplace plan with financial assistance. An agent will show you what that means for your household.
You likely do not qualify for financial assistance this year, but you still have options. We’ll compare AmeriHealth Caritas Next with other available plans and help you find coverage that fits your needs and budget.
Real families, real coverage.
Sandra is the best insurance agent! Very compassionate and understanding. Always there and ready to help. Very hard working employee.
If you do business with Las Madrinas de los Seguros you are in good hands. The Team at Las Madrinas is phenomenal in helping clients with their health coverage needs, as well as, assisting independent agents by offering the best out of their resources. I am fortunate to be part of Las Madrinas and I can assure you that having people covered in their reason.
This is my second year using this company for health care insurance through my agent Rosmari Carrera, and I must say that I’m very happy with the service. Rosmari is the best when it comes to customer service and assistance with helping you get the best insurance for you. Highly recommended.
Las Madrinas is a great place to get all the information and help needed to obtain healthcare coverage. They also have so many other services including Life Insurance and supplemental.
Amazing people, undoubtedly the best place to develop a career as an insurance agent, with a new concept where the most important thing does not lose the essence. Passion for what do, helping people no matter what.
to begin with, here in Miami it is very difficult to get someone who is responsible, educated, transparent, and professional when you try to seek health insurance, LAS MADRINAS, meet all those qualities. from the moment you sit down or call your call center you know you are in the right place....
It was a wonderful experience with Ninfa. She was very professional and found an affordable health insurance for my Mom.
I only speak English and I was well received by these people who mostly speak Spanish all my needs were met and I received everything I went there for and more. I was able to purchase a life insurance after all this time I thought it impossible with all my health issues. Thank you!!
Daniela has assisted me with my insurance policy for several years. She is a dedicated and easy-to-reach person. Her customer service is excellent, and I am very satisfied with her guidance and help in choosing the best health insurance plan for me and my family. I highly recommend her!
You will find out whether you qualify for Louisiana Medicaid or a Marketplace plan with financial assistance, what the real number is, and which carriers cover your doctors. Then you decide, or you do not. Enroll by December 15 for January 1 coverage.
It’s free, it takes about two minutes, and there’s no obligation.
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Hablamos Español
(772) 555-0143Monday–Sunday · 7:00 AM – Midnight
Helping Louisiana families by phone, in English and Spanish.
Email: info@lasmadrinasdelosseguros.com
Miami: 7795 W Flagler St, Miami, FL 33144
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Rio Grande Valley: 1601 W Trenton Rd Suite H, Edinburg, TX 78539
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Living Secure Insurance Advisors, LLC
Madrinas Insurance (Living Secure Insurance Advisors, LLC, NPN 16780309, Louisiana agency license #679417) is an independent, licensed insurance agency. We are not affiliated with, or endorsed by, AmeriHealth Caritas, any government agency or the Health Insurance Marketplace.
ATTENTION: Language assistance services, free of charge, are available to you. Call (772) 555-0143.
ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al (772) 555-0143.
Madrinas Insurance is a brand of Living Secure Insurance Advisors, LLC ©
A licensed bilingual agent calls you back and compares Louisiana carriers for you.
Takes less than 2 minutes
