2026 ACA Health Plans in Orlando — Orange & Osceola County | Las Madrinas Insurance Skip to content

Open Enrollment ends in

68 Days 03 Hrs 11 Min 51 Sec

Dec 15 is the last day to get coverage for Jan 1.

Orlando · Kissimmee · Orange & Osceola County

2026 Plan Went Up? Let’s Bring It Down.

We come to you by phone or video. Free in English or Spanish.

  • No Fee For Our Help
  • Licensed FL Agents
  • English or Spanish

Backed by top-rated carriers

Ambetter Health UnitedHealthcare Molina Healthcare Oscar AmeriHealth

As seen on

Telemundo 51 WSFL-TV Channel 39 Latin Biz Today NBC 6 South Florida Univision

See What You Qualify For in 2 Minutes

Most Orlando families still get help paying. A licensed agent calls within 1 hour to show you how much.

Free. We never sell your info. Reply STOP anytime.

Why Orlando Families Call Their Madrina

  • Rated 4.7 stars by 500+ families
  • Florida-licensed agents
  • We come to you: phone, text, or video. No drive, no waiting room.
  • English or Spanish, every step
  • $0 cost. Carriers pay us, not you.
  • Every carrier: Ambetter, UnitedHealthcare, Molina, Oscar, AmeriHealth
  • As seen on Univision and Telemundo

We Help With

Pick What Sounds Like You

Every situation has a plan. We find yours.

  • My Price Went Up

    Don’t drop your plan. We find the help you still get and a lower price.

    Check My Savings
  • I Lost My Coverage

    Lost your job’s plan? You have 60 days to enroll. We get you covered fast.

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  • New Baby or Turned 26

    Both let you enroll now. A new baby can be covered from birth.

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  • I Work for Myself

    Gig work, tips, or 1099 pay? We compare every plan and get your income right.

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  • 2027 Open Enrollment

    It starts Nov 1. Save your spot and we’ll call you first.

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Why Not Just Use Healthcare.gov?

You can. But a Madrina gives you more for the same $0.

  • Every Plan,
    Side by Side

    We rank plans by what you pay all year, not just each month.

  • Every Dollar of
    Help Found

    Tell us your income and family size. We find all the 2026 help you can get.

  • We Come to You

    By phone, text, or video. No drive, no waiting room. We file it all for you.

  • One Agent,
    All Year

    The same person helps with renewals, changes, and tax questions.

  • Carriers Pay Us,
    Not You

    Every company pays us the same, so we only care what fits your family.

Bilingual ACA help Orlando families count on

Our help is different. We are Las Madrinas Insurance.

We compare every carrier, find the 2026 help you still qualify for, and file your Marketplace application for you. English or Spanish, at no cost to you.

Get my free quote

Affordable, reliable, and backed by names you know

Get peace of mind with coverage from top-rated national health plans

Ambetter Health UnitedHealthcare Molina Healthcare Oscar AmeriHealth

4.7 Stars From 500+ Families. Here’s Why.

I've had my Obamacare coverage for over a year and I'm extremely happy with the fast, efficient service. I'm especially grateful for the excellent care from Las Madrinas.

Alberto Fernandez Florida Rated 5 out of 5 on Google

Rosmari Carrera is an amazing agent. Always helpful and polite. I highly recommend her.

Juan Ramirez Florida Rated 5 out of 5 on Google

I've been working with their advisors for a while now, and so far they've been very attentive and helpful — especially my advisor Rosmery Cabrera.

Fundación Social del Pacífico Florida Rated 5 out of 5 on Google
Talk to a Madrina — Free

Obamacare in Orlando: Your Questions Answered

Is your help really free?

Yes. Our help is free. Insurance carriers pay licensed agents like us, and we are paid the same no matter which plan you pick, so we work for you.

My premium went up for 2026. What can I do?

Prices rose across Florida this year after the extra federal help ended. For example, a single adult in Florida, earning about $22,590 saw the same plan rise to about $81 a month in 2026, and family premiums rose 18 to 40 percent, with some families of four seeing up to 88 percent. Before you drop your plan, we compare every carrier and check the help you still qualify for.

Can I still enroll now that Open Enrollment is closed?

Open Enrollment for 2026 ended in January. A recent life change, like losing coverage, a new baby, a move, a marriage, or a lost job, opens a 60-day Special Enrollment window. If you did not have a change, Open Enrollment for 2027 starts November 1, and we can hold your spot.

When does my coverage actually start?

You can enroll in one short call, but coverage does not start that same day. It usually starts on the first of the next month. If you just had a baby, it can start the day the baby was born.

What does a plan actually cover?

Every Marketplace plan covers doctor visits, prescriptions, emergency care, hospital stays, free preventive care, maternity and newborn care, and mental health care. We match the network and deductible to your family and your doctors.

How many times will you contact me? Will I get spammed?

One friendly call to go over your options. No spam, no pressure. You can tell us to stop any time.

Am I obligated to enroll if I fill out the form?

No. We do not change anything until you say yes, and you can walk away at any point. You can also switch or cancel a plan later if your situation changes.

Do I need to be a U.S. citizen?

No. Lawfully present immigrants, including green card holders, can enroll and may get help paying. In a mixed-status family, the members who qualify can still get covered. We check your situation privately.

Do you speak Spanish?

Yes. Hablamos español, every step. Researching for a Spanish-speaking parent? We guide them directly, in Spanish.

Is my personal information safe?

Yes. Your information is protected, never sold, and only used to check your options.

Do you help with anything besides health insurance?

Yes. We also help with life insurance, small-business group plans, and college planning. Ask your Madrina on the call.

We help families across the Orlando area in

English and Spanish, by phone, text, or video.

  • Orlando
  • Kissimmee
  • Winter Park
  • Sanford
  • Apopka
  • Ocoee
  • Winter Garden
  • Altamonte Springs
  • St. Cloud
  • Lake Buena Vista
  • Maitland
  • Casselberry
  • Oviedo
  • Lake Mary
  • Clermont
  • Winter Springs

Open Enrollment Starts Nov 1. Call Your Madrina.

One free call from your couch. We check every plan and every dollar of help.

Call (407) 287-6388

Open 7 days, 7 AM to midnight · Hablamos Español

Still Scrolling? Let Us Do the Math.

A licensed agent calls within 1 hour with your real options. No drive needed.

Free. No pressure. We never sell your info.