5 stars on Google. Open until midnight. Se habla español.
Obamacare
No fee to
you, ever.
Health insurance for
$10 a month
Set up just for you
4 out of 5 people pay less than $10 a month. A licensed Madrina signs you up in about 15 minutes.
Rated 5 star on
Open 7 AM to midnight daily. Your own Madrina, not a call center.
Real people, real help.
You are not alone with that envelope
What we hear daily, and what we say back.
See my plan options-
“I lost
Medicaid.”You have 60 days to pick a new plan. We find you the biggest discount you can get.
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“There are too
many plans.”Tell her your doctors, medicines and budget. She picks the two or three that fit.
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“I do not think
I qualify.”Most citizens and legal residents do. We tell you exactly how much help you get.
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“I do not
have time.”No waiting in line. Your Madrina signs you up in under 15 minutes.
One call. About 15 minutes.
Three steps to real coverage
No script, no pressure, no Social Security number needed.
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Call or scan
Call a licensed Florida agent or send your papers. She only needs your age, ZIP code and how much your family makes.
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Compare plans
She compares the top insurance companies and tells you which plan works with your doctors.
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Enroll fast
She signs you up while you are on the phone and gives you your start date. If your plan now is better, she will tell you.
One call. About 15 minutes.
Protection for every stage of life
Health and money protection
that fits your family today.
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Health plan
Low-cost Obamacare plans that fit your doctors, medicines and budget.
See my plan options -
Funeral expenses
Funeral costs are paid, so your family does not have to pay them.
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Compassionate plans
Extra help for families living with a serious or long-term illness.
See my plan options -
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Living benefits
Money you can use while you are still living, if a serious illness hits.
See my plan options -
Retirement plan
Steady income for later, so you can enjoy the years you worked for.
See my plan options
Open enrollment is limited. Do not miss out.
Lock in low 2026 prices now. Did you lose a job, have a baby, move, get married or lose Medicaid in the last 60 days? You can sign up today.
Trusted by millions
Neighbors Who Opened the Same Envelope
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Rated 5 out of 5 on Google
Yana Gandelman
“Sandra is the best insurance agent! Very compassionate and understanding. Always there and ready to help. Very hard working employee.”
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Rated 5 out of 5 on Google
Ammer Cabrera
“It was a wonderful experience with Ninfa. She was very professional and found an affordable health insurance for my Mom.”
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Rated 5 out of 5 on Google
Luisa Luna
“Daniela has assisted me with my insurance policy for several years. She is a dedicated and easy-to-reach person. Her customer service is excellent, and I am very satisfied with her guidance and help in choosing the best health insurance plan for me and my family. I highly recommend her!”
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Rated 5 out of 5 on Google
Novlet A-Marquis
“I only speak English and I was well received by these people who mostly speak Spanish all my needs were met and I received everything I went there for and more. I was able to purchase a life insurance after all this time I thought it impossible with all my health issues. Thank you!!”
Trusted by over 2 million families.
Backed by top-rated carriers
As seen on
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Personalized Plan Matching
We find plans that fit your health and budget, and check your doctors before you sign.
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No-Cost Guidance
It is 100% free. The insurance company pays us, and your price is the same as signing up alone.
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Fast, Hassle-Free Enrollment
Skip the website. You get your start date on the call.
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Year-Round Support
The same Madrina helps with claims, bills and renewing your plan, all year.
Got questions? We’ve got you covered
Find answers to common health coverage questions. Clear, straightforward explanations from our expert team.
Obamacare & Marketplace
What is Obamacare and how does it work?
Obamacare is the Affordable Care Act. It lets you buy a private health plan through the Marketplace and, for most households, lowers what you pay for it with a tax credit applied straight to your monthly premium.
How do I qualify for a Marketplace Plan?
You qualify if you are a citizen or a lawfully present resident, you live in the United States, and you are not enrolled in Medicare. Your income decides how much help you get, not whether you can enroll.
Can I really get a $0/month plan?
Many families do. The premium tax credit is based on your household size and income, and for a lot of households it covers the whole premium of a benchmark plan. We run your numbers before you commit to anything.
Do I need to reapply every year?
Your plan renews automatically, but the prices and the subsidy change every year. A yearly review takes about ten minutes and is the difference between the plan you were put in and the plan you would have picked.
Medicaid Transition
What should I do if my Medicaid ended?
Losing Medicaid opens a Special Enrollment Period, so you can enroll in a Marketplace plan straight away instead of waiting for Open Enrollment. Call us with the letter you received and we will take it from there.
How much time do I have to apply after losing Medicaid?
Sixty days from the date your coverage ended. Miss that window and you generally have to wait for Open Enrollment, so it is worth calling the day the letter arrives.
Will I need to pay more than I did with Medicaid?
Not necessarily. Households coming off Medicaid often qualify for the largest subsidies, and many end up on a plan costing very little a month. We check before you decide.
What documents do I need to apply after Medicaid ends?
Photo ID, proof of income for everyone in the household, and the notice that ended your Medicaid. If you are missing something, call anyway — we will tell you what will work instead.
Special Enrollment (SEP)
What is a Special Enrollment Period (SEP)?
A 60-day window that a life change opens, letting you enroll outside Open Enrollment. Losing coverage, moving, marriage, a new baby and a change in income can all open one.
Who qualifies for SEP?
Anyone who has had a qualifying life change in the last 60 days.
When does SEP end?
Sixty days after the qualifying event. The clock runs from the event, not from the day you found out, which is why it pays to call early.
Can I apply online or do I need to talk to someone?
You can do it yourself online. Most people call because the online form will not tell you which plan keeps your doctor or your prescription — and that is the part we do for free.
Our offices are here for you
Monday through Sunday,
7:00 AM to midnight.
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Miami office
7795 W Flagler St, Miami, FL 33144
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Tampa
7901 N Armenia Ave Suite C & D, Tampa, FL 33604
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Texas
1601 W Trenton Rd Suite H, Edinburg, TX 78539
Check my eligibility
Takes less than 2 minutes
No Social Security number. No strings attached.